What are Gumroad's fees?

Gumroad charges a 10% platform fee on the free plan, reduced to 5% with Gumroad Pro. On top of that, all transactions incur a 2.9% + $0.30 payment processing fee through Stripe.

Is Gumroad Pro worth it?

Gumroad Pro costs $10/month and reduces the platform fee from 10% to 5%. It becomes worth it when your monthly revenue exceeds $200, since the 5% savings on $200 equals $10.

How does Gumroad compare to other platforms?

Gumroad's 10% fee is higher than Shopify's transaction fees but lower than platforms like Etsy when factoring in listing fees. Gumroad's simplicity and built-in audience discovery features make it popular for digital products.

When does Gumroad pay creators?

Gumroad pays out every Friday for sales processed more than 7 days prior. There's a 7-day holding period for fraud prevention. Payouts can go to your bank account via direct deposit or PayPal.

Gumroad Creator Fee & Net Earnings Calculator for 2026

Calculate your Gumroad net earnings after platform fees, processing fees, and see the impact of Gumroad Pro on your payouts.

Product Price ($)

Monthly Sales

Gumroad Fee (%)

Processing Fee (%)

Fixed Fee Per Transaction ($)

Display Currency

Gumroad Creator Fee Calculator

Enter your product price, monthly sales, and fee details to see your net earnings after Gumroad and processing fees.

Mathematical Audit

How Gumroad Creator Fees Are Calculated

Gumroad charges a platform fee percentage plus payment processing fees on each sale.

Gross Revenue = Product Price × Monthly Sales

Gumroad Fees = Gross Revenue × (Fee % ÷ 100)

Processing Fees = (Gross Revenue × 2.9%) + ($0.30 × Sales)

Net Revenue = Gross Revenue − Gumroad Fees − Processing Fees

Gumroad Pro reduces the platform fee to 5% flat. Without Pro, the fee is 10%. Processing fees (2.9% + $0.30) apply regardless of plan.

Operational Guide

How to Use the Gumroad Creator Fee Calculator

Enter product price

The selling price of your digital product on Gumroad.

Set monthly sales volume

Your estimated or actual number of monthly sales.

Configure fee rates

Adjust Gumroad's platform fee and processing fee if they differ from defaults.

Toggle Gumroad Pro

Enable to see how the Pro plan's 5% fee impacts your net earnings.

Real-World Scenario Example

"A creator selling a $29 digital product with 100 monthly sales on the free plan..."

Inputs

productPrice:29

monthlySales:100

gumroadFeePercent:10

hasGumroadPro:false

Result

Gross $2,900, Gumroad fees $290, processing fees $114.10, net earnings $2,495.90 per month.

Important Disclaimer

Fee calculations are based on Gumroad's published pricing as of 2026. Actual fees may vary based on currency, payment method, and any promotional rates.

Internal Linking

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Sources & References

Gumroad — Pricing: 10% Flat Fee

https://gumroad.com/pricing

Gumroad Help — Gumroad's Fees Explained

https://gumroad.com/help/article/66-gumroads-fees.html

Calculator Inputs

Calculation Results

Gumroad Creator Fee Calculator

How Gumroad Creator Fees Are Calculated

How to Use the Gumroad Creator Fee Calculator

Enter product price

Set monthly sales volume

Configure fee rates

Toggle Gumroad Pro

Real-World Scenario Example

Important Disclaimer

What are Gumroad's fees?

Is Gumroad Pro worth it?

How does Gumroad compare to other platforms?

When does Gumroad pay creators?

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Sources & References

Calculator Inputs

Calculation Results

Gumroad Creator Fee Calculator