Buy Me a Coffee Net Earnings Calculator & Fee Breakdown Tool
Calculate your real net earnings from Buy Me a Coffee after platform fees, Stripe processing, and international transaction costs. Know exactly what you keep per support.
Buy Me a Coffee Net Earnings Formula
Buy Me a Coffee charges a 5% platform fee plus Stripe's payment processing fee on every transaction.
Buy Me a Coffee does not charge a monthly subscription fee — they earn revenue through the 5% platform fee. Supporters can optionally cover processing fees, which would pass the full amount to you. Membership tiers may incur additional 0.5% subscription processing fees.
How to Use the Buy Me a Coffee Calculator
Enter your coffee price
Input your standard 'coffee' price (the base unit price you charge supporters). Common prices are $3, $5, or $7 per coffee. You can also enter custom amounts for special supports.
Set number of coffees per month
Enter how many coffees (one-time supports) you receive per month on average. Check your Buy Me a Coffee dashboard for your historical monthly support count.
Choose supporter location
Select domestic (US) or international supporters. International transactions incur an additional ~1% fee from Stripe, reducing your net earnings slightly.
Add membership tiers (optional)
If you offer recurring membership tiers, enter the tier price and member count. Membership payments carry the same 5% + Stripe fee structure plus a small 0.5% subscription processing fee.
View your net earnings breakdown
See exactly how much Buy Me a Coffee takes, how much Stripe takes, and your true take-home per transaction and per month.
Real-World Scenario Example
"A creator receives 80 one-time coffees at $5 each per month from domestic supporters."
Inputs
Result
Gross: $400. Platform fee (5%): $20. Stripe fee (2.9% + $0.30 × 80): $35.60. Net monthly: $344.40. Effective fee rate: 13.9%.
Important Disclaimer
Fee calculations are estimates based on publicly available Buy Me a Coffee and Stripe pricing. Actual fees may vary based on your account type, supporter location, currency, and Stripe plan. Verify current rates with Buy Me a Coffee and Stripe directly.
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